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INDUSTRIES

Your telematics partner

In today’s dynamic landscape, where cutting-edge technologies and revolutionary business models are reshaping industries, securing a competitive edge is not merely an option—it’s a strategic imperative. Insurance carriers and their distribution partners need to move fast to keep pace with evolving technology and customer demands. 

OSeven stands at the forefront, leading the wave of disruption in this fast-changing environment. Our extensive client base and strategic partnerships span multinational groups in the financial services and automotive industries across 20 markets. We empower our clients and partners around the world to seamlessly deploy usage-based insurance at scale, achieving remarkable outcomes with minimal resources through our truly disruptive mobile telematics and connected vehicle solutions.  

With the rise of embedded insurance, multinational underwriters seek new and efficient digital distribution channels to reach and engage massive audiences fast and generate substantial revenues. Telematics is the answer, offering data-driven and intelligent products, personalized pricing and long-standing customer relationships. 

“A digital ecosystem is not another channel. It is the key to how you react to change.”

INSURANCE

BETTER DRIVERS, FEWER CLAIMS

Insurance companies worldwide use our world-class smartphone telematics solutions to assess risk more efficiently, attract and retain safe drivers and reduce their claims costs by more than 40%. 

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Multinational insurance groups trust our driving behaviour scoring model for its screening of the safest drivers in just a few weeks. Our model is validated and continuously optimized with actual historical claims data by our dedicated team.

You can choose to implement a Branded App or embed our telematics SDK into your existing insurance wallet app as a built-in solution within your ecosystem to unlock unlimited capabilities. Take advantage of our fully scalable telematics solution to launch the most disruptive Pay How You Drive and Pay Per Mile products. Combine discounts on insurance premiums with gamification, cashback and safe driving rewards throughout the policy term. Improve your users’ driving behaviour by up to 65% with a direct impact on your PnL and maximize loyalty and policy renewals.

BENEFITS

  • up to
    0 %
    Driving behaviour improvement
  • > 0 %
    Customer acquisition cost reduction
  • > 0 %
    Claims costs reduction
  • > 0 %
    Retention rate

BANKING & FINTECH

BOOST SALES, MAXIMIZE CUSTOMER LOYALTY

Retail banks, neobanks, and digital wallets use our embedded Usage-based insurance solutions to offer discounted premiums, cashback, and loyalty rewards. 

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We help you build a highly competitive insurance proposition to maximize sales and retain your customers. Embed our telematics SDK into your mobile banking or wallet app to collect massive driver profiles and convert instantly your banking customers into insurance policyholders. Attract the safest drivers with discounts and ongoing rewards to achieve 20% conversion rate in less than 12 months, >40% lower claims costs and >80% retention rate. Combine our SafeMiles reward mechanism with your loyalty program to offer the most engaging and rewarding user experience.

Our platform spans across the world’s leading cloud providers (Amazon, Microsoft), operates with  >99.9% uptime and is highly scalable, secure and resilient. Our world-class technology solution follows the strictest security standards, is GDPR compliant and accepted worldwide by local regulators and security and compliance departments of tier-1 financial services groups.

BENEFITS

  • > 0 %
    Conversion rate in 12 months
  • up to
    0 %
    Driving behaviour improvement
  • > 0 %
    Claims costs reduction
  • > 0 %
    Retention rate

TELCO & TELCOSURANCE

NEW REVENUE STREAMS, CUSTOMER LOYALTY

Mobile operators use our solution to collect massive volumes of driver profiles and generate substantial revenues by offering flexible and personalized auto insurance products.

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We revolutionize the way you can monetize your millions of app users. Our telematics platform enables you to distribute Pay How You Drive and Pay Per Mile insurance policies at scale. Our NextGen Telcosurance solution requires no hardware installation in the driver’s vehicle. You can easily embed our telematics SDK into your telco or payments app and start massively collecting driving analytics with the users’ consent. Engage and reward your app users who opt-in to the telematics service with up to 40% discounts on premiums and SafeMiles conversion into cashback, loyalty points, free mobile data, or discount coupons. Embed our solution into your existing ecosystem to launch a disruptive auto insurance product with appealing road safety and eco-mobility loyalty proposition.

BENEFITS

  • > 0 %
    Conversion rate in 12 months
  • up to
    0 %
    Driving behaviour improvement
  • > 0 %
    Claims costs reduction
  • > 0 %
    Retention rate

Offering cutting-edge telematics and Usage-Based Insurance (UBI) solutions, we empower personalized and dynamic pricing models and unique value-added services for vehicle insurance, leasing, and financing. Our device-agnostic telematics technology provides flexibility and efficiency by combining multiple ecosystems with a seamless customer experience. 

“The future is customer-centric, AI and data-driven. Just like our platform, which goes far beyond telematics.”

RENTAL & LEASING

LOWER COSTS, HIGHER PROFITS

Leading rental and leasing companies use our solution to boost safe driving, reduce costs and maintain assets value.

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Our telematics platform requires no costly OBD devices and provides highly accurate driving behaviour analytics and mileage tracking. Embed our SDK into your mobile app to attract and retain the safest drivers and fleets with discounted rates for short-term and long-term rentals, plus cashback and rewards. Safe drivers and low-risk fleets generate 40% lower claims costs, so work with us to secure discounted premiums from your insurance underwriters. Use the SafeMiles reward mechanism to incentivize your customers to drive safely and maintain the vehicles condition, validated by our Vehicle Performance Certificate.

BENEFITS

  • up to
    0 %
    Lower maintenance costs
  • up to
    0 %
    Lower insurance costs
  • up to
    0 %
    Higher reselling price

FINANCING

INCREASE THE VALUE OF ASSETS, INCREASE PROFITS

Banks, auto financing companies and online lenders use our solution to boost and reward safe driving and maximize repossessed vehicles reselling price.

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High default rates on auto loans (with the vehicle as collateral) and the rise of new vehicle subscription services with short-term customer commitments create the need for a new data-driven approach. Use our AI telematics solution to secure that your assets are driven safely while maintaining the vehicles’ condition. Embed our telematics SDK into your mobile app to assess your customers driving behaviour and incentivize safe driving. Reward your customers who drive safely with a monthly cashback from the interest or monthly payments, based on the km driven and the SafeMiles collected. A safely driven O7 Certified Vehicle can reach up to a 20% higher resale price in case of loan defaults. Embed our solution into your banking or fintech app to attract new customers, retain the existing ones, reduce your risk and increase profitability.

BENEFITS

  • up to
    0 %
    Driving behaviour improvement
  • up to
    0 %
    Higher vehicle reselling price
  • > 0 %
    Retention rate

OEMs & CAR DEALERS

BOOST LOYALTY, RETAIN CUSTOMERS

Automotive manufacturers and distributors use our solution to offer competitive financial products, along with a loyalty ecosystem around road safety and eco-mobility. That way, they maximize customer experience and retention.

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Our device-agnostic telematics platform works perfectly with both connected and non-connected vehicles. With our plug and play hardware-free solution you instantly generate accurate driving analytics based on the car embedded telematics system or the driver’s smartphone sensors. As safe drivers produce 40% lower claims costs, you can provide them with discounted premiums and favorable financing terms in collaboration with partner insurance companies and banks. You can also offer safe drivers an extended warranty at lower prices. Use our SafeMiles reward mechanism to build a complete road safety loyalty program with discounts in your service network, cashback and rewards sponsored by a third-party retailer’s ecosystem. That way, you maximize customer retention and promote the use of more services throughout your network.

BENEFITS

  • up to
    0 %
    Driving behaviour improvement
  • > 0 %
    Retention rate
  • Benefit Icon
    Great customer experience
  • Benefit Icon
    Sales volume boost

Fleet owners and gig-economy drivers unlock substantial savings and benefits with our fully scalable AI telematics solution. Plus, they promote safe driving for the interest of the environment and society overall.

“Reimagine the future of the fleet industry as an integral part of  Safe & Eco Mobility”

FLEET MANAGEMENT

SAFE FLEETS, LOWER COSTS

Global providers of fleet management software and services use our solution to enhance their product offering and help fleet owners reduce their operating costs while keeping their vehicles and drivers safe.

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With our telematics solution you can offer flexible fleet insurance, tailored to the fleet profile, vehicle type and working schedule (e.g. Monday-Friday, 8am-6pm), with accurate driving behaviour analytics, plus coaching and rewarding tools that increase driving performance by up to 65%. Our telematics platform is a perfect fit for light-duty vehicles and lean operations, as it requires no costly OBD devices installed in your clients’ vehicles. Embed our telematics SDK into your fleet management app to monitor driving behaviour and actively boost safe and eco-driving.

BENEFITS

  • up to
    0 %
    Driving behaviour improvement
  • up to
    0 %
    Lower maintenance costs
  • up to
    0 %
    Lower fuel costs
  • up to
    0 %
    Lower leasing and insurance costs

RIDESHARING & TAXI

SAFE RIDES, FAIR INSURANCE PRICES

Ridesharing and taxi companies use our solution to make rides safer for drivers and their customers, securing full insurance coverage at discounted prices in collaboration with insurance partners.

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Ridesharing and taxi drivers endure long driving hours, which increases their risk and insurance costs. Our solution enables insurance underwriters to assess the driving risk accurately and offer safe drivers up to 40% discounts on insurance premiums. Embed our telematics SDK into your ridesharing, taxi or insurance mobile app to evaluate driving behaviour and boost safe driving with discounts and ongoing loyalty rewards. Our scoring model is validated with actual historical claims data and continuously calibrated to meet your business needs.

BENEFITS

  • up to
    0 %
    Lower insurance costs
  • up to
    0 %
    Lower fuel costs
  • up to
    0 %
    Lower maintenance costs