O7Drive is an excellent fit for driving behavior Usage-Based Insurance. Assess your customers driving behavior via highly accurate smartphone telematics and improve your pricing model. Plus, get the personalized driving risk calculation within the first 2-4 weeks of use.
The sophisticated O7 Scoring Model uses the following factors to determine a score for each trip and the overall driver’s score:
- Speeding: Exceeding the speed limits
- Distraction: Mobile use while driving
- Braking: Harsh Brakes and Braking Aggressiveness
- Acceleration: Harsh Accelerations and Acceleration Aggressiveness
- Risky hours: Driving during night-time
- Trip Duration: Correlated with driver fatigue
- Road type: Urban, rural or motorway
Introduce more competitive pricing by selecting the safest drivers in the market. On top of conventional risk factors like demographics and vehicle value, take advantage of the user’s overall score to provide attractive discounts to the safest drivers only.
PICK YOUR KIT
O7Drive comes into two flavors:
- SDK: Integrate O7Drive into your app by embedding our innovative telematics SDK.
- Branded App: Get O7Drive packaged in a production-ready app branded to your needs that utilizes the O7SDK under the hood.
COMBINE WITH O7PLAY
You can combine O7Drive with O7Play to maximize user engagement and promote safe driving through coaching, gamification and rewards.