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O7DRIVE

Redefining auto insurance


O7Drive is an excellent fit for driving behavior Usage-Based Insurance. Assess your customers driving behavior via highly accurate smartphone telematics and improve your pricing model. Plus, get the personalized driving risk calculation within the first 2-4 weeks of use.

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SCORING FACTORS

The sophisticated O7 Scoring Model uses the following factors to determine a score for each trip and the overall driver’s score:

  • Speeding: Exceeding the speed limits
  • Distraction: Mobile use while driving
  • Braking: Harsh Brakes and Braking Aggressiveness
  • Acceleration: Harsh Accelerations and Acceleration Aggressiveness
  • Risky hours: Driving during night-time
  • Trip Duration: Correlated with driver fatigue
  • Road type: Urban, rural or motorway
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PERSONALIZED PRICING

Introduce more competitive pricing by selecting the safest drivers in the market. On top of conventional risk factors like demographics and vehicle value, take advantage of the user’s overall score to provide attractive discounts to the safest drivers only.

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FUEL COST & ECO AWARENESS

The O7Drive Eco feature provides data related with the fuel consumption/cost and useful insights for the eco driving behaviour using ML algorithms and advances scoring models.

Through the O7Drive Eco feature, users can be on top of their fuel expenses and better understand how safe driving is correlated to their fuel consumption and CO2 emissions. A badge will indicate users’ eco trips. The more eco trips they drive, the more likely they will adopt permanently eco driving behaviors. Eco messages will inform and guide users how to drive in a more efficient way to save on fuel, money and reduce their CO2 emissions. Through analytics, usrers will be able to monitor their progress per trip but also per month.

Keep your drivers informed and engaged in matters for which they care more.

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A LIFE SAVING FEATURE

Road accidents are one of the leading causes of death worldwide. An important indicator of survival rates after an accident is the time between the accident and the provision of medical care. By eliminating response time, mortality rates can be reduced by 20%.

Our Severe Crash Detection (SCD) is capable of detecting severe car crashes and initiating an automated process that alerts the user and requests immediate help with no user action.

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PICK YOUR KIT

O7Drive comes into two flavors:

  • SDK: Integrate O7Drive into your app by embedding our innovative telematics SDK.
  • Branded App: Get O7Drive packaged in a production-ready app branded to your needs that utilizes the O7SDK under the hood.
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COMBINE WITH O7PLAY

You can combine O7Drive with O7Play to maximize user engagement and promote safe driving through coaching, gamification and rewards.

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